unlike the previous speaker because i think the regular story environment for banks is going to make it tougher for them to get the kind of earnings growth we like to see over the next six years. >> harry, do you see a change in the composition of the dow 30 in the next five or six years? >> i've always thought that hewlett-packard may eventually be in there. i think apple should be in there. they're not finished. they have a lot of innovation to go. i think hewlett-packard is sort of an old line while apple is a new line in the dow. i'd like to see that replacement potentially. >> so what was the problem with boeing and caterpillar? why didn't you pick them? >> i picked in bottom of '09 and ford. i think caterpillar has a lot of competition. several aircraft manufacturers are going to challenge boeing. i'd like to wait and see what happens with that one. i think i'd just shy away from that for now. fantastic company. there again, huge competition from china and japan in manufacturing the large equipment they're so good at. so i think there will be others. regulation may hurt financi